Pets are more than just animals—they’re family. With rising veterinary costs and increasing awareness of pet wellness, pet insurance has become a necessity for many pet owners. Nationwide, one of the largest providers of pet insurance in the U.S., offers a variety of discounts to make coverage more affordable. Whether you’re a new pet parent or a long-time policyholder, understanding these discounts can save you hundreds of dollars annually.
The cost of veterinary care has skyrocketed in recent years, driven by advanced medical treatments, inflation, and higher demand for pet services. Emergency surgeries, cancer treatments, and even routine check-ups can cost thousands of dollars. Pet insurance helps mitigate these expenses, ensuring your furry friend gets the best care without breaking the bank.
Additionally, the pandemic led to a surge in pet adoptions, making pet insurance even more relevant. With more people working from home, pets have become constant companions, and their health is now a top priority.
If you have more than one pet, Nationwide offers a 5% discount on each additional pet’s policy. This is perfect for households with multiple dogs, cats, or even exotic pets. Given that vet bills can add up quickly, this discount makes insuring all your pets much more manageable.
Many employers now include pet insurance as part of their benefits package. Nationwide partners with numerous companies and organizations to offer 10% off for employees or members. Check with your HR department or professional associations to see if you qualify.
Active-duty military personnel, veterans, and their families can receive a 5% discount on Nationwide pet insurance. This is a small but meaningful way to thank those who serve.
Paying your premium annually instead of monthly can save you up to 8%. While it requires a larger upfront payment, the long-term savings are worth it for budget-conscious pet owners.
Nationwide rewards pet owners whose pets stay healthy. If your pet doesn’t file a claim in a policy year, your deductible decreases by $50 the following year. This encourages preventive care and rewards responsible pet ownership.
If you already have Nationwide for auto or home insurance, bundling your pet insurance could unlock additional savings. While exact discounts vary, bundling is always worth exploring.
The younger and healthier your pet is when you enroll, the lower your premiums will be. Pre-existing conditions are typically not covered, so signing up early ensures broader protection.
Nationwide offers optional wellness plans that cover routine care like vaccinations, flea prevention, and dental cleanings. While these aren’t discounts per se, they can reduce out-of-pocket expenses significantly.
As veterinary medicine advances, treatments like stem cell therapy, acupuncture, and even pet physical therapy are becoming more common. Pet insurance will continue evolving to cover these cutting-edge treatments, making discounts even more valuable.
Climate change is also impacting pet health, with rising temperatures increasing risks like heatstroke and tick-borne diseases. Having insurance ensures you’re prepared for these emerging challenges.
Pet insurance is no longer a luxury—it’s a smart financial decision. Nationwide’s discounts make it accessible to more pet owners, ensuring that cost doesn’t stand in the way of quality care. By taking advantage of these savings, you can protect your pet’s health without straining your wallet.
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Author: Insurance Binder
Source: Insurance Binder
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